▼ 0.50% · 3.625%
HK$3,963
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$126/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$256/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$120/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$245/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$138/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$282/mo
Deposit HK$782K · loan HK$956K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$132/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$269/mo
Deposit HK$782K · loan HK$956K · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$150/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$308/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$144/mo
Today · 4.125%
HK$5,577
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$294/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$11,154/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,312
−HK$163/mo
Today · 4.125%
HK$5,475
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$333/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$10,950/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$156/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$319/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$175/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$359/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,338
−HK$168/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,849
+HK$343/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$188/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$384/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,614
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$180/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,338
+HK$367/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$201/mo
Today · 4.125%
HK$6,739
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,478/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,244
−HK$192/mo
Today · 4.125%
HK$7,436
baseline
▲ 0.50% · 4.625%
HK$7,828
+HK$392/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,872/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,947
−HK$213/mo
Today · 4.125%
HK$7,160
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,320/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,495
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,696
−HK$204/mo
Today · 4.125%
HK$7,900
baseline
▲ 0.50% · 4.625%
HK$8,317
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,800/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,134
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,356
−HK$225/mo
Today · 4.125%
HK$7,581
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$461/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,162/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,936
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,149
−HK$216/mo
Today · 4.125%
HK$8,365
baseline
▲ 0.50% · 4.625%
HK$8,806
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,730/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).