▼ 0.50% · 3.625%
HK$3,346
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$105/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,772
+HK$217/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,722
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$101/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$207/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,680
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$116/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$238/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$111/mo
Today · 4.125%
HK$4,315
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$228/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$8,630/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$126/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$260/mo
Deposit HK$587K · loan HK$880K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$122/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$248/mo
Deposit HK$587K · loan HK$880K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$137/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$281/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$132/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$269/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$148/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$303/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$142/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$290/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$159/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$151/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$311/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$170/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$6,035
+HK$346/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,115
−HK$162/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$331/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$180/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$172/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$191/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$389/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$182/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).