▼ 0.50% · 3.625%
HK$3,275
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$104/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$211/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,644
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,741
−HK$100/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$202/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$114/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,062
+HK$233/mo
Deposit HK$646K · loan HK$790K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$109/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$222/mo
Deposit HK$646K · loan HK$790K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,930
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$124/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$254/mo
Deposit HK$575K · loan HK$862K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$119/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$243/mo
Deposit HK$575K · loan HK$862K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$135/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$275/mo
Deposit HK$503K · loan HK$934K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$129/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,256
+HK$263/mo
Deposit HK$503K · loan HK$934K · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$145/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$296/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$139/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$283/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$155/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$318/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,612
−HK$149/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$303/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,240
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$166/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,830
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$159/mo
Today · 4.125%
HK$6,145
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$324/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,290/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$169/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$186/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$381/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$179/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,277
+HK$364/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).