▼ 0.50% · 3.625%
HK$3,258
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$103/mo
Today · 4.125%
HK$3,462
baseline
▲ 0.50% · 4.625%
HK$3,673
+HK$211/mo
Deposit HK$714K · loan HK$714K · min. income ≈ HK$6,924/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,624
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,721
−HK$99/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,021
+HK$201/mo
Deposit HK$714K · loan HK$714K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$113/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$232/mo
Deposit HK$643K · loan HK$786K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$109/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,423
+HK$221/mo
Deposit HK$643K · loan HK$786K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,909
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$123/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$253/mo
Deposit HK$571K · loan HK$857K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$118/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$242/mo
Deposit HK$571K · loan HK$857K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$273/mo
Deposit HK$500K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$500K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$144/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$295/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$138/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$282/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$155/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$165/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$337/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,954
−HK$158/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,434
+HK$322/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$175/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$358/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$168/mo
Today · 4.125%
HK$6,494
baseline
▲ 0.50% · 4.625%
HK$6,836
+HK$342/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,988/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$185/mo
Today · 4.125%
HK$6,231
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$380/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,462/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$178/mo
Today · 4.125%
HK$6,876
baseline
▲ 0.50% · 4.625%
HK$7,238
+HK$362/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,752/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).