▼ 0.50% · 3.625%
HK$3,307
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$104/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,728
+HK$214/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$100/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$205/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$115/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$236/mo
Deposit HK$653K · loan HK$798K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$110/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$225/mo
Deposit HK$653K · loan HK$798K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$126/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$256/mo
Deposit HK$580K · loan HK$870K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$120/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$245/mo
Deposit HK$580K · loan HK$870K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$136/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$278/mo
Deposit HK$508K · loan HK$943K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$131/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$265/mo
Deposit HK$508K · loan HK$943K · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$147/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,219
+HK$299/mo
Deposit HK$435K · loan HK$1.02M · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,150
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$140/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$286/mo
Deposit HK$435K · loan HK$1.02M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$157/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$321/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$150/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,123
+HK$307/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$167/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$343/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$160/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,531
+HK$327/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$178/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$363/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$171/mo
Today · 4.125%
HK$6,592
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$347/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$13,184/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$188/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$385/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$180/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$368/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).