Home Southern District RIDGE COURT BLOCK A-B

8/F B

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Floor

1/F A 1,780 ft² 1/F B 1,878 ft² 2/F A 1,878 ft² 2/F B 1,878 ft² 3/F A 1,878 ft² 3/F B 1,780 ft² 4/F A 1,878 ft² 6/F B 1,878 ft² 7/F A 1,780 ft² 7/F B 1,780 ft² 8/F A 1,780 ft² 8/F B 1,780 ft² 9/F A 1,822 ft² 9/F B 1,780 ft² 10/F A 1,780 ft² 11/F A 1,780 ft² 11/F B 1,878 ft² 12/F A 1,780 ft² 12/F B 1,878 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$43.46M

≈ HK$24,415 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.04M, with repayments around HK$147,437/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$138,737

−HK$8,700/mo

▼ 0.25% · 3.875%

HK$143,053

−HK$4,384/mo

Today · 4.125%

HK$147,437

baseline

▲ 0.50% · 4.625%

HK$156,408

+HK$8,971/mo

Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,874/mo (50% DSR)

Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Ocean Park Station

≈ 25 min walk · 1,934 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: B
Saleable Area: 1,780 Saleable ft²
Gross Area: 2,300 ft²
Efficiency: 77%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-12-12	HK$48.00M	+6.2% 9.8y · 1.0%/yr	HK$26,966	HK$20,870
2015-03-13	HK$45.20M	+131.8%	HK$25,393	HK$19,652
1997-01-25	HK$19.50M	+12.1%	HK$10,955	HK$8,478
1996-12-12	HK$17.40M	+52.6%	HK$9,775	HK$7,565
1996-03-05	HK$11.40M	—	HK$6,404	HK$4,956