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Crescira AVM · estimated value ● Medium confidence
HK$46.04M
≈ HK$25,865 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.81M, with repayments around HK$156,194/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$146,977
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$151,549
−HK$4,645/mo
Today · 4.125%
HK$156,194
baseline
▲ 0.50% · 4.625%
HK$165,698
+HK$9,504/mo

Deposit HK$13.81M · loan HK$32.23M · min. income ≈ HK$312,388/mo (50% DSR)

Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,956,709 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,780 ft²
Gross Area
2,300 ft²
Efficiency
77%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2014-09-30 HK$44.60M +112.4%
9.7y
2004-12-30 HK$21.00M +55.6%
2.4y
2002-08-03 HK$13.50M −2.1%
1.2y
2001-05-22 HK$13.79M −15.8%
4.5y
1996-12-07 HK$16.38M +10.7%
1996-10-12 HK$14.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 24 min walk · 1,920 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building