Home Southern District Ridge Court Block A-B

6/F B

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Floor

1/F A 1,780 ft² 1/F B 1,878 ft² 2/F B 1,878 ft² 2/F A 1,878 ft² 3/F A 1,878 ft² 3/F B 1,780 ft² 4/F A 1,878 ft² 6/F B 1,878 ft² 7/F A 1,780 ft² 7/F B 1,780 ft² 8/F A 1,780 ft² 8/F B 1,780 ft² 9/F A 1,822 ft² 9/F B 1,780 ft² 10/F A 1,780 ft² 11/F A 1,780 ft² 11/F B 1,878 ft² 12/F A 1,780 ft² 12/F B 1,878 ft²

Crescira AVM · estimated value ● Medium confidence

HK$49.24M

≈ HK$26,220 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.77M, with repayments around HK$167,050/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$157,193

−HK$9,857/mo

▼ 0.25% · 3.875%

HK$162,083

−HK$4,967/mo

Today · 4.125%

HK$167,050

baseline

▲ 0.50% · 4.625%

HK$177,215

+HK$10,165/mo

Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$334,100/mo (50% DSR)

Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,717 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 6/F
Flat: B
Saleable Area: 1,878 ft²
Gross Area: 2,300 ft²
Efficiency: 82%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2009-01-07	HK$27.00M	+25.6%	HK$15,168	HK$11,739
2006-05-27	HK$21.50M	−21.2% 8.9y	HK$12,079	HK$9,348
1997-07-19	HK$27.30M	+14.7% 0.3y	HK$15,337	HK$11,870
1997-04-09	HK$23.80M	—	HK$13,371	HK$10,348