Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$28.59M
≈ HK$18,639 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.58M, with repayments around HK$96,998/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$91,275
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,114
−HK$2,884/mo
Today · 4.125%
HK$96,998
baseline
▲ 0.50% · 4.625%
HK$102,900
+HK$5,902/mo

Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,996/mo (50% DSR)

Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,143 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
B
Saleable Area
1,534 ft²
Gross Area
1,906 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2008-05-13 HK$25.20M +93.8%
9.7y
1998-09-01 HK$13.00M −19.8%
2.3y
1996-05-07 HK$16.20M +15.1%
0.2y
1996-03-19 HK$14.08M +10.9%
1996-02-05 HK$12.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building