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Crescira AVM · estimated value ● Medium confidence
HK$32.40M
≈ HK$19,357 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.72M, with repayments around HK$109,930/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$103,443
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,661
−HK$3,269/mo
Today · 4.125%
HK$109,930
baseline
▲ 0.50% · 4.625%
HK$116,619
+HK$6,689/mo

Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$219,860/mo (50% DSR)

Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,141 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
A
Saleable Area
1,674 ft²
Gross Area
2,054 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-12-17 HK$27.00M +110.9%
8.1y
1999-10-26 HK$12.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building