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Crescira AVM · estimated value ● Medium confidence
HK$31.26M
≈ HK$18,204 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.38M, with repayments around HK$106,040/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$99,782
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,886
−HK$3,154/mo
Today · 4.125%
HK$106,040
baseline
▲ 0.50% · 4.625%
HK$112,492
+HK$6,452/mo

Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$212,080/mo (50% DSR)

Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,409 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,717 ft²
Gross Area
2,054 ft²
Efficiency
84%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2000-10-18 HK$13.20M +3.1%
1.1y
1999-10-13 HK$12.80M −39.0%
2.7y
1997-01-06 HK$21.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building