Skip to content
Crescira AVM · estimated value Medium confidence
HK$37.50M
≈ HK$22,403 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.25M, with repayments around HK$127,227/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$119,720
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,444
−HK$3,783/mo
Today · 4.125%
HK$127,227
baseline
▲ 0.50% · 4.625%
HK$134,969
+HK$7,742/mo

Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,454/mo (50% DSR)

Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,836 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
35/F
Flat
A
Saleable Area
1,674 ft²
Gross Area
2,054 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-04-11 HK$34.28M −15.1%
7.9y
2017-05-29 HK$40.40M +17.9%
3.5y
2013-11-18 HK$34.28M +144.9%
2001-03-14 HK$14.00M −54.8%
1997-06-27 HK$31.00M +29.2%
1997-01-08 HK$24.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com