Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,532/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,064/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$49,845 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 298 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-06 | HK$4.30M | +8.9% 7.8y · 1.0%/yr |
| 2017-05-11 | HK$3.95M | +84.6% 6.7y · 13.0%/yr |
| 2010-09-17 | HK$2.14M | +81.4% |
| 2007-05-16 | HK$1.18M | −9.2% |
| 1995-07-25 | HK$1.30M | — |