Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,672/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,344/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,385 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 286 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-09 | HK$3.28M | −4.4% 9.9y · 0.0%/yr |
| 2016-03-17 | HK$3.43M | +118.5% 6.2y · 19.0%/yr |
| 2009-12-11 | HK$1.57M | +78.4% |
| 2006-03-11 | HK$880K | +22.2% |
| 2005-01-03 | HK$720K | −55.6% |
| 1997-07-05 | HK$1.62M | — |