Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,229/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,458/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$35,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-03 | HK$5.15M | +43.1% 8.3y · 5.0%/yr |
| 2013-09-02 | HK$3.60M | +65.1% |
| 2010-10-27 | HK$2.18M | +67.7% |
| 2008-10-28 | HK$1.30M | +73.3% |
| 2005-02-03 | HK$750K | +15.4% |
| 2003-11-26 | HK$650K | +20.4% |
| 2003-10-31 | HK$540K | −61.7% |
| 1997-01-29 | HK$1.41M | — |