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At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,259/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,518/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- C
- Saleable Area
- 241 Saleable ft²
- Gross Area
- 306 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-07 | HK$3.20M | −39.6% 5.2y · −8.0%/yr |
| 2019-08-06 | HK$5.30M | +72.1% 5.4y · 13.0%/yr |
| 2014-02-21 | HK$3.08M | +40.0% |
| 2011-11-15 | HK$2.20M | +101.8% |
| 2007-06-08 | HK$1.09M | +23.9% |
| 2006-09-07 | HK$880K | +0.0% |
| 2006-08-17 | HK$880K | −40.1% |
| 1997-09-10 | HK$1.47M | — |