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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,279/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.57M · min. income ≈ HK$34,558/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- D
- Saleable Area
- 332 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 77%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-18 | HK$4.00M | +26.6% 7.8y |
| 2010-11-10 | HK$3.16M | +37.4% 2.4y |
| 2008-07-03 | HK$2.30M | +17.9% 0.6y |
| 2007-11-26 | HK$1.95M | — |