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At today's rate and a 90% mortgage, the deposit on this unit is about HK$421K, with repayments around HK$18,354/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,708/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,690 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 72%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-12 | HK$6.12M | +129.2% 9.2y |
| 2010-11-22 | HK$2.67M | +0.1% |
| 2010-11-22 | HK$2.67M | +33.4% 3.2y |
| 2007-09-18 | HK$2.00M | +0.1% |
| 2007-09-18 | HK$2.00M | +110.3% 0.3y |
| 2007-04-28 | HK$950K | −50.0% 0.5y |
| 2006-11-04 | HK$1.90M | — |