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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,872/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.48M · min. income ≈ HK$33,744/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 72%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-10 | HK$3.13M | −28.8% |
| 2016-11-16 | HK$4.40M | +225.9% 10.7y |
| 2006-03-04 | HK$1.35M | +4.7% 0.8y |
| 2005-05-28 | HK$1.29M | +50.0% 1.5y |
| 2004-01-19 | HK$860K | +0.6% |
| 2004-01-19 | HK$855K | +27.6% 0.2y |
| 2003-11-14 | HK$670K | +0.8% |
| 2003-11-14 | HK$665K | — |