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Crescira AVM · estimated value ● Medium confidence
HK$4.17M
≈ HK$11,994 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,206/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,132
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,665
−HK$541/mo
Today · 4.125%
HK$18,206
baseline
▲ 0.50% · 4.625%
HK$19,314
+HK$1,108/mo

Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$36,412/mo (50% DSR)

Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,896 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
11/F
Flat
A
Saleable Area
348 ft²
Gross Area
387 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-01-30 HK$4.85M +86.5%
7.5y
2010-07-29 HK$2.60M +16.6%
0.3y
2010-03-29 HK$2.23M +11.5%
2.3y
2007-12-03 HK$2.00M +48.1%
1.4y
2006-07-04 HK$1.35M +27.4%
6.4y
2000-04-01 HK$1.06M −10.2%
0.6y
1999-08-05 HK$1.18M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 5 min walk · 389 m
Education
34
schools within 1 km (5 within 500 m)
Daily convenience
82
within 1 km (40 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 34 schools within a 1 km walk.

Everyday convenience — 82 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building