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At today's rate and a 90% mortgage, the deposit on this unit is about HK$457K, with repayments around HK$19,923/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,846/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 7
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 83%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-09 | HK$5.89M | +1.6% 3.1y · 1.0%/yr |
| 2017-08-16 | HK$5.80M | +63.4% 6.3y · 10.0%/yr |
| 2011-04-27 | HK$3.55M | +181.7% |
| 2005-11-15 | HK$1.26M | −47.5% |
| 1997-08-06 | HK$2.40M | — |