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11/F 6

in HAY WAH BUILDING BLOCK A

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$4.53M
≈ HK$13,736 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$453K, with repayments around HK$19,772/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,605
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,184
−HK$588/mo
Today · 4.125%
HK$19,772
baseline
▲ 0.50% · 4.625%
HK$20,975
+HK$1,203/mo

Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,544/mo (50% DSR)

Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,793 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 2 min walk · 147 m
Education
25
schools within 1 km (9 within 500 m)
Daily convenience
46
within 1 km (23 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
11/F
Flat
6
Saleable Area
330 Saleable ft²
Gross Area
392 ft²
Efficiency
84%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-06-01 HK$5.78M +10.3%
3.4y · 3.0%/yr
2018-01-15 HK$5.24M +49.7%
6.1y · 8.0%/yr
2011-12-09 HK$3.50M +33.1%
2010-06-18 HK$2.63M +18.5%
2008-01-04 HK$2.22M +30.6%
2007-01-29 HK$1.70M +9.7%
2006-10-05 HK$1.55M +55.0%
2004-06-12 HK$1.00M −24.2%
2000-10-14 HK$1.32M
Data sourced from Renavon.com