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At today's rate and a 90% mortgage, the deposit on this unit is about HK$453K, with repayments around HK$19,772/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,544/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 6
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 84%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-01 | HK$5.78M | +10.3% 3.4y · 3.0%/yr |
| 2018-01-15 | HK$5.24M | +49.7% 6.1y · 8.0%/yr |
| 2011-12-09 | HK$3.50M | +33.1% |
| 2010-06-18 | HK$2.63M | +18.5% |
| 2008-01-04 | HK$2.22M | +30.6% |
| 2007-01-29 | HK$1.70M | +9.7% |
| 2006-10-05 | HK$1.55M | +55.0% |
| 2004-06-12 | HK$1.00M | −24.2% |
| 2000-10-14 | HK$1.32M | — |