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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,597/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,194/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,393 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 7
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 83%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-15 | HK$6.06M | +23.7% 4.5y · 5.0%/yr |
| 2016-03-15 | HK$4.90M | +78.2% 5.5y · 14.0%/yr |
| 2010-10-04 | HK$2.75M | +227.4% |
| 2003-10-11 | HK$840K | −63.5% |
| 1997-07-14 | HK$2.30M | +39.4% |
| 1996-11-13 | HK$1.65M | — |