Home Wan Chai District HAY WAH BUILDING BLOCK A

21/F 5

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3/F 1 336 ft² 3/F 2 330 ft² 3/F 3 492 ft² 3/F 4 395 ft² 3/F 5 492 ft² 3/F 6 330 ft² 3/F 7 336 ft² 4/F 5 492 ft² 4/F 6 330 ft² 4/F 7 336 ft² 5/F 1 336 ft² 5/F 4 395 ft² 5/F 5 492 ft² 5/F 7 336 ft² 6/F 1 336 ft² 6/F 2 330 ft² 6/F 4 395 ft² 6/F 5 499 ft² 6/F 6 330 ft² 6/F 7 336 ft² 7/F 1 336 ft² 7/F 2 330 ft² 7/F 4 395 ft² 7/F 6 330 ft² 7/F 7 337 ft² 8/F 1 336 ft² 8/F 2 330 ft² 8/F 3 492 ft² 8/F 7 336 ft² 9/F 1 336 ft² 9/F 2 330 ft² 10/F 1 336 ft² 10/F 2 330 ft² 10/F 3 492 ft² 10/F 4 395 ft² 10/F 6 330 ft² 10/F 7 336 ft² 11/F 1 336 ft² 11/F 3 492 ft² 11/F 5 492 ft² 11/F 6 330 ft² 12/F 1 336 ft² 12/F 3 492 ft² 12/F 4 395 ft² 12/F 5 499 ft² 12/F 7 337 ft² 13/F 1 336 ft² 13/F 2 330 ft² 13/F 3 492 ft² 13/F 5 499 ft² 13/F 6 330 ft² 13/F 7 336 ft² 14/F 1 336 ft² 14/F 2 330 ft² 14/F 3 492 ft² 14/F 4 395 ft² 14/F 5 499 ft² 14/F 6 326 ft² 14/F 7 336 ft² 15/F 2 330 ft² 15/F 3 492 ft² 15/F 6 330 ft² 15/F 7 376 ft² 16/F 1 337 ft² 16/F 4 395 ft² 16/F 5 499 ft² 16/F 7 336 ft² 17/F 3 492 ft² 17/F 4 395 ft² 17/F 5 499 ft² 18/F 1 336 ft² 18/F 2 330 ft² 18/F 3 492 ft² 18/F 4 395 ft² 18/F 6 330 ft² 18/F 7 336 ft² 19/F 1 336 ft² 19/F 2 330 ft² 19/F 4 395 ft² 20/F 1 336 ft² 20/F 3 492 ft² 20/F 4 395 ft² 20/F 5 492 ft² 20/F 7 336 ft² 21/F 1 336 ft² 21/F 4 395 ft² 21/F 5 492 ft² 21/F 6 330 ft² 22/F 1 336 ft² 22/F 2 330 ft² 22/F 3 492 ft² 22/F 5 492 ft² 22/F 6 330 ft² 22/F 7 336 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.86M

≈ HK$13,943 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$686K, with repayments around HK$29,922/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$28,156

−HK$1,766/mo

▼ 0.25% · 3.875%

HK$29,032

−HK$890/mo

Today · 4.125%

HK$29,922

baseline

▲ 0.50% · 4.625%

HK$31,742

+HK$1,820/mo

Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,844/mo (50% DSR)

Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,796 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Wan Chai Station

≈ 2 min walk · 147 m

Education

schools within 1 km (9 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: 5
Saleable Area: 492 Saleable ft²
Gross Area: 601 ft²
Efficiency: 82%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-03-27	HK$7.30M	+5.8% 0.4y	HK$14,837	HK$12,146
2025-10-24	HK$6.90M	−13.8% 7.8y · −2.0%/yr	HK$14,024	HK$11,481
2018-01-03	HK$8.00M	+31.1% 5.3y · 6.0%/yr	HK$16,260	HK$13,311
2012-09-10	HK$6.10M	—	HK$12,398	HK$10,150

Other appraised units in this building

Data sourced from Renavon.com