▼ 0.50% · 3.625%
HK$3,146
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$99/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$204/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$95/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,883
+HK$194/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$110/mo
Today · 4.125%
HK$3,678
baseline
▲ 0.50% · 4.625%
HK$3,901
+HK$223/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$7,356/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$105/mo
Today · 4.125%
HK$4,058
baseline
▲ 0.50% · 4.625%
HK$4,272
+HK$214/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$8,116/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,775
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$119/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$244/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$115/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$233/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,090
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$129/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,611
+HK$265/mo
Deposit HK$483K · loan HK$897K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$124/mo
Today · 4.125%
HK$4,796
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$252/mo
Deposit HK$483K · loan HK$897K · min. income ≈ HK$9,592/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$140/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$284/mo
Deposit HK$414K · loan HK$966K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$134/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$272/mo
Deposit HK$414K · loan HK$966K · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$149/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$305/mo
Deposit HK$345K · loan HK$1.03M · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$142/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$292/mo
Deposit HK$345K · loan HK$1.03M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$326/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$152/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$170/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$6,029
+HK$345/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,109
−HK$162/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,602
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$179/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$366/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$171/mo
Today · 4.125%
HK$6,640
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$350/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,280/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).