▼ 0.50% · 3.625%
HK$2,876
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$91/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$186/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$87/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$178/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$100/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,566
+HK$204/mo
Deposit HK$567K · loan HK$694K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,613
−HK$96/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$196/mo
Deposit HK$567K · loan HK$694K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$109/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$223/mo
Deposit HK$504K · loan HK$757K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$104/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$214/mo
Deposit HK$504K · loan HK$757K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$118/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$241/mo
Deposit HK$441K · loan HK$820K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,159
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$114/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$231/mo
Deposit HK$441K · loan HK$820K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$127/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,539
+HK$261/mo
Deposit HK$378K · loan HK$883K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$122/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$249/mo
Deposit HK$378K · loan HK$883K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$136/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,863
+HK$279/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$131/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$267/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$146/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$297/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$139/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$284/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$154/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$316/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,584
−HK$148/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,337
−HK$164/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$334/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$156/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$320/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).