▼ 0.50% · 3.625%
HK$4,312
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$136/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$279/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,797
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$131/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$266/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$150/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$143/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$163/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,756
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$157/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,387
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$178/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,319
+HK$362/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,403
−HK$169/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,919
+HK$347/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$191/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$183/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$204/mo
Today · 4.125%
HK$6,873
baseline
▲ 0.50% · 4.625%
HK$7,291
+HK$418/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,746/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,195
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,388
−HK$196/mo
Today · 4.125%
HK$7,584
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$399/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,168/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,898
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,113
−HK$218/mo
Today · 4.125%
HK$7,331
baseline
▲ 0.50% · 4.625%
HK$7,777
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,662/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,675
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,880
−HK$209/mo
Today · 4.125%
HK$8,089
baseline
▲ 0.50% · 4.625%
HK$8,516
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,178/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,330
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$231/mo
Today · 4.125%
HK$7,789
baseline
▲ 0.50% · 4.625%
HK$8,263
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,578/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,154
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,373
−HK$222/mo
Today · 4.125%
HK$8,595
baseline
▲ 0.50% · 4.625%
HK$9,048
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,190/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,761
−HK$486/mo
▼ 0.25% · 3.875%
HK$8,002
−HK$245/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,749
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,634
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,865
−HK$235/mo
Today · 4.125%
HK$9,100
baseline
▲ 0.50% · 4.625%
HK$9,580
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,200/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).