▼ 0.50% · 3.625%
HK$4,117
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$130/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$124/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$255/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$144/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$292/mo
Deposit HK$812K · loan HK$993K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$137/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,590
+HK$280/mo
Deposit HK$812K · loan HK$993K · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$156/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$320/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$150/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$305/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,352
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$170/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$346/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,954
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$162/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$182/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,498
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$174/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,115
+HK$357/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,367
−HK$196/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,962
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,870
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,054
−HK$187/mo
Today · 4.125%
HK$7,241
baseline
▲ 0.50% · 4.625%
HK$7,623
+HK$382/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,482/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$208/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$199/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,131
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,216
−HK$222/mo
Today · 4.125%
HK$7,438
baseline
▲ 0.50% · 4.625%
HK$7,890
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,876/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,786
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,995
−HK$212/mo
Today · 4.125%
HK$8,207
baseline
▲ 0.50% · 4.625%
HK$8,639
+HK$432/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,414/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,410
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,641
−HK$234/mo
Today · 4.125%
HK$7,875
baseline
▲ 0.50% · 4.625%
HK$8,354
+HK$479/mo
Deposit HK$181K · loan HK$1.62M · min. income ≈ HK$15,750/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,244
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,465
−HK$224/mo
Today · 4.125%
HK$8,689
baseline
▲ 0.50% · 4.625%
HK$9,147
+HK$458/mo
Deposit HK$181K · loan HK$1.62M · min. income ≈ HK$17,378/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).