▼ 0.50% · 3.625%
HK$4,335
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$137/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$131/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$150/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$309/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$144/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$295/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$164/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$158/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$179/mo
Today · 4.125%
HK$5,989
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$364/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$11,978/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$171/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$6,956
+HK$348/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$192/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,842
+HK$393/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,751
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$184/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,491
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$206/mo
Today · 4.125%
HK$6,910
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$420/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$13,820/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,234
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,428
−HK$196/mo
Today · 4.125%
HK$7,624
baseline
▲ 0.50% · 4.625%
HK$8,026
+HK$402/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$15,248/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,151
−HK$220/mo
Today · 4.125%
HK$7,371
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,742/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,716
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,923
−HK$210/mo
Today · 4.125%
HK$8,133
baseline
▲ 0.50% · 4.625%
HK$8,561
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,266/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,369
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,598
−HK$233/mo
Today · 4.125%
HK$7,831
baseline
▲ 0.50% · 4.625%
HK$8,308
+HK$477/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,662/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,198
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,418
−HK$223/mo
Today · 4.125%
HK$8,641
baseline
▲ 0.50% · 4.625%
HK$9,096
+HK$455/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,282/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,803
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,045
−HK$247/mo
Today · 4.125%
HK$8,292
baseline
▲ 0.50% · 4.625%
HK$8,796
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,584/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,680
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,913
−HK$236/mo
Today · 4.125%
HK$9,149
baseline
▲ 0.50% · 4.625%
HK$9,632
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,298/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).