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38/F C

in The Royal Court

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$63.32M
≈ HK$37,378 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.00M, with repayments around HK$214,812/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$202,137
−HK$12,675/mo
▼ 0.25% · 3.875%
HK$208,424
−HK$6,388/mo
Today · 4.125%
HK$214,812
baseline
▲ 0.50% · 4.625%
HK$227,883
+HK$13,071/mo

Deposit HK$19.00M · loan HK$44.32M · min. income ≈ HK$429,624/mo (50% DSR)

Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,054 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
38/F
Flat
C
Saleable Area
1,694 ft²
Gross Area
2,280 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-04-13 HK$61.00M +5.2%
10.4y
2012-11-19 HK$58.00M +71.6%
2007-10-23 HK$33.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 601 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
44
within 1 km (6 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com