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22/F C

in The Royal Court

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$23.47M
≈ HK$27,415 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.04M, with repayments around HK$79,613/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$74,915
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,245
−HK$2,368/mo
Today · 4.125%
HK$79,613
baseline
▲ 0.50% · 4.625%
HK$84,457
+HK$4,844/mo

Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,226/mo (50% DSR)

Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,349 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 583 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
41
within 1 km (6 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Central Station.

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
22/F
Flat
C
Saleable Area
856 Saleable ft²
Gross Area
1,102 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2004-02-14 HK$7.55M −6.1%
1999-04-20 HK$8.04M
Data sourced from Renavon.com