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38/F A

in The Royal Court

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$88.35M
≈ HK$41,654 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$26.50M, with repayments around HK$299,726/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$282,039
−HK$17,687/mo
▼ 0.25% · 3.875%
HK$290,812
−HK$8,914/mo
Today · 4.125%
HK$299,726
baseline
▲ 0.50% · 4.625%
HK$317,963
+HK$18,237/mo

Deposit HK$26.50M · loan HK$61.84M · min. income ≈ HK$599,452/mo (50% DSR)

Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$3,754,800 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
38/F
Flat
A
Saleable Area
2,121 ft²
Gross Area
2,840 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2016-06-21 HK$70.80M +39.4%
6.0y
2010-06-24 HK$50.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 601 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
44
within 1 km (6 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com