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38/F B

in The Royal Court

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$80.17M
≈ HK$37,800 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$24.05M, with repayments around HK$271,992/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$255,942
−HK$16,050/mo
▼ 0.25% · 3.875%
HK$263,904
−HK$8,088/mo
Today · 4.125%
HK$271,992
baseline
▲ 0.50% · 4.625%
HK$288,542
+HK$16,550/mo

Deposit HK$24.05M · loan HK$56.12M · min. income ≈ HK$543,984/mo (50% DSR)

Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$3,407,370 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 583 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
41
within 1 km (6 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Central Station.

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
38/F
Flat
B
Saleable Area
2,121 Saleable ft²
Gross Area
2,840 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2007-10-25 HK$45.44M
Data sourced from Renavon.com