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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,076/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.11M · min. income ≈ HK$30,152/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- C
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 326 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-27 | HK$3.40M | −34.6% 5.9y · −6.0%/yr |
| 2018-07-05 | HK$5.20M | +205.9% 8.5y · 24.0%/yr |
| 2010-01-05 | HK$1.70M | −19.0% |
| 1997-08-13 | HK$2.10M | +20.0% |
| 1997-02-12 | HK$1.75M | +25.9% |
| 1996-11-20 | HK$1.39M | — |