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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,308/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.36M · min. income ≈ HK$32,616/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 352 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-09 | HK$3.72M | +25.3% 4.2y · 6.0%/yr |
| 2012-10-15 | HK$2.97M | +48.5% |
| 2010-09-03 | HK$2.00M | +19.0% |
| 2008-06-20 | HK$1.68M | +17.5% |
| 2008-05-13 | HK$1.43M | +15.3% |
| 2007-02-27 | HK$1.24M | +19.2% |
| 2005-05-27 | HK$1.04M | +9.5% |
| 2002-05-07 | HK$950K | — |