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Crescira AVM · estimated value Medium confidence
HK$3.71M
≈ HK$15,311 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,162/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,208
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,682
−HK$480/mo
Today · 4.125%
HK$16,162
baseline
▲ 0.50% · 4.625%
HK$17,146
+HK$984/mo

Deposit HK$371K · loan HK$3.33M · min. income ≈ HK$32,324/mo (50% DSR)

Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 6 min walk · 401 m
Education
38
schools within 1 km (14 within 500 m)
Daily convenience
34
within 1 km (16 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
A
Saleable Area
242 Saleable ft²
Gross Area
352 ft²
Efficiency
69%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-07-15 HK$3.80M −20.0%
8.1y
2018-06-12 HK$4.75M +166.9%
8.0y · 21.0%/yr
2010-06-17 HK$1.78M +4.1%
2010-02-02 HK$1.71M +6.9%
2010-01-18 HK$1.60M +19.4%
2007-12-17 HK$1.34M −28.7%
1997-05-16 HK$1.88M +16.0%
1997-02-15 HK$1.62M
Data sourced from Renavon.com