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At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,162/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$371K · loan HK$3.33M · min. income ≈ HK$32,324/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 352 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-15 | HK$3.80M | −20.0% 8.1y |
| 2018-06-12 | HK$4.75M | +166.9% 8.0y · 21.0%/yr |
| 2010-06-17 | HK$1.78M | +4.1% |
| 2010-02-02 | HK$1.71M | +6.9% |
| 2010-01-18 | HK$1.60M | +19.4% |
| 2007-12-17 | HK$1.34M | −28.7% |
| 1997-05-16 | HK$1.88M | +16.0% |
| 1997-02-15 | HK$1.62M | — |