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At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,582/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,164/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- A
- Saleable Area
- 139 Saleable ft²
- Gross Area
- 204 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-05-04 | HK$2.80M | +133.3% 8.2y · 16.0%/yr |
| 2010-01-28 | HK$1.20M | +14.3% |
| 2008-07-04 | HK$1.05M | +26.5% |
| 2007-12-31 | HK$830K | +1.2% |
| 1999-07-30 | HK$820K | −36.9% |
| 1997-10-21 | HK$1.30M | +10.2% |
| 1997-06-27 | HK$1.18M | +26.9% |
| 1997-02-05 | HK$930K | — |