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At today's rate and a 90% mortgage, the deposit on this unit is about HK$432K, with repayments around HK$18,830/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,660/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$63,518 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-12 | HK$3.90M | −29.5% 4.7y · −6.0%/yr |
| 2021-04-26 | HK$5.53M | +22.9% 6.3y · 4.0%/yr |
| 2015-01-22 | HK$4.50M | +33.1% |
| 2012-09-06 | HK$3.38M | +34.7% |
| 2010-10-25 | HK$2.51M | +35.7% |
| 2008-01-31 | HK$1.85M | +42.3% |
| 2005-02-22 | HK$1.30M | +36.8% |
| 2001-11-14 | HK$950K | — |