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At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,965/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- H
- Saleable Area
- 308 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-17 | HK$5.18M | +21.9% 5.6y · 4.0%/yr |
| 2016-10-24 | HK$4.25M | +53.4% 4.5y · 12.0%/yr |
| 2012-04-02 | HK$2.77M | +69.9% |
| 2008-02-12 | HK$1.63M | +20.7% |
| 2007-07-04 | HK$1.35M | — |