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At today's rate and a 90% mortgage, the deposit on this unit is about HK$308K, with repayments around HK$13,426/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$308K · loan HK$2.77M · min. income ≈ HK$26,852/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- H
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 314 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-13 | HK$3.10M | −34.9% 4.5y · −8.0%/yr |
| 2020-09-01 | HK$4.76M | +16.8% 3.0y · 6.0%/yr |
| 2017-09-04 | HK$4.08M | +26.3% 3.0y · 9.0%/yr |
| 2014-08-22 | HK$3.23M | +73.7% |
| 2010-03-05 | HK$1.86M | — |