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At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,736/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,472/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,892 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 504 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-09 | HK$5.55M | +26.1% 5.9y · 4.0%/yr |
| 2016-11-18 | HK$4.40M | +120.0% 8.5y · 14.0%/yr |
| 2008-05-27 | HK$2.00M | +1.0% |
| 2008-02-22 | HK$1.98M | +27.7% |
| 1999-06-24 | HK$1.55M | — |