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At today's rate and a 90% mortgage, the deposit on this unit is about HK$339K, with repayments around HK$14,770/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$339K · loan HK$3.05M · min. income ≈ HK$29,540/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 231 Saleable ft²
- Gross Area
- 322 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-15 | HK$4.43M | +0.0% 0.5y |
| 2020-10-06 | HK$4.43M | +27.7% 3.7y · 7.0%/yr |
| 2017-01-05 | HK$3.47M | +17.6% 3.0y · 6.0%/yr |
| 2014-01-08 | HK$2.95M | +34.7% |
| 2011-06-30 | HK$2.19M | +64.7% |
| 2009-05-05 | HK$1.33M | +3.9% |
| 1996-05-24 | HK$1.28M | — |