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At today's rate and a 90% mortgage, the deposit on this unit is about HK$336K, with repayments around HK$14,647/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$336K · loan HK$3.02M · min. income ≈ HK$29,294/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 305 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-14 | HK$2.55M | −2.7% 11.9y · 0.0%/yr |
| 2013-06-18 | HK$2.62M | +31.0% |
| 2011-01-26 | HK$2.00M | +33.3% |
| 2010-07-23 | HK$1.50M | +50.0% |
| 2008-12-05 | HK$1.00M | +3.1% |
| 2007-08-14 | HK$970K | +44.8% |
| 2004-12-29 | HK$670K | −43.2% |
| 1997-01-07 | HK$1.18M | — |