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At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,130/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$347K · loan HK$3.12M · min. income ≈ HK$30,260/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 302 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-11 | HK$4.20M | −4.5% 2.0y · −2.0%/yr |
| 2020-01-10 | HK$4.40M | +51.7% 5.5y · 9.0%/yr |
| 2014-07-10 | HK$2.90M | +262.5% |
| 2005-05-11 | HK$800K | −27.3% |
| 1996-05-10 | HK$1.10M | — |