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At today's rate and a 90% mortgage, the deposit on this unit is about HK$351K, with repayments around HK$15,293/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$351K · loan HK$3.16M · min. income ≈ HK$30,586/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 305 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-29 | HK$2.90M | −22.9% 7.8y · −3.0%/yr |
| 2017-09-14 | HK$3.76M | +36.7% 4.6y · 8.0%/yr |
| 2013-02-14 | HK$2.75M | +41.0% |
| 2010-09-06 | HK$1.95M | +39.3% |
| 2008-06-30 | HK$1.40M | — |