▼ 0.50% · 3.625%
HK$21,782
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$688/mo
Today · 4.125%
HK$23,148
baseline
▲ 0.50% · 4.625%
HK$24,557
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,296/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,233
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$659/mo
Today · 4.125%
HK$25,542
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,084/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,961
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,706
−HK$757/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$27,013
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,656
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,371
−HK$725/mo
Today · 4.125%
HK$28,096
baseline
▲ 0.50% · 4.625%
HK$29,577
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,192/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,952
−HK$826/mo
Today · 4.125%
HK$27,778
baseline
▲ 0.50% · 4.625%
HK$29,468
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,556/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,079
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,859
−HK$791/mo
Today · 4.125%
HK$30,650
baseline
▲ 0.50% · 4.625%
HK$32,266
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,300/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,317
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,198
−HK$895/mo
Today · 4.125%
HK$30,093
baseline
▲ 0.50% · 4.625%
HK$31,924
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,186/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,503
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,348
−HK$857/mo
Today · 4.125%
HK$33,205
baseline
▲ 0.50% · 4.625%
HK$34,955
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,410/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,495
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,444
−HK$964/mo
Today · 4.125%
HK$32,408
baseline
▲ 0.50% · 4.625%
HK$34,380
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,816/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,926
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,836
−HK$923/mo
Today · 4.125%
HK$35,759
baseline
▲ 0.50% · 4.625%
HK$37,644
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,518/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,674
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,690
−HK$1,033/mo
Today · 4.125%
HK$34,723
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,446/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$989/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,333
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,852
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,936
−HK$1,101/mo
Today · 4.125%
HK$37,037
baseline
▲ 0.50% · 4.625%
HK$39,291
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,074/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,772
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,055/mo
Today · 4.125%
HK$40,867
baseline
▲ 0.50% · 4.625%
HK$43,021
+HK$2,154/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,734/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,182
−HK$1,170/mo
Today · 4.125%
HK$39,352
baseline
▲ 0.50% · 4.625%
HK$41,747
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,704/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,196
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,301
−HK$1,120/mo
Today · 4.125%
HK$43,421
baseline
▲ 0.50% · 4.625%
HK$45,710
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,842/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,208
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,428
−HK$1,239/mo
Today · 4.125%
HK$41,667
baseline
▲ 0.50% · 4.625%
HK$44,203
+HK$2,536/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,334/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,619
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,789
−HK$1,187/mo
Today · 4.125%
HK$45,976
baseline
▲ 0.50% · 4.625%
HK$48,399
+HK$2,423/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,952/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,265 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).