▼ 0.50% · 3.625%
HK$19,339
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,940
−HK$612/mo
Today · 4.125%
HK$20,552
baseline
▲ 0.50% · 4.625%
HK$21,802
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,104/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,514
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,091
−HK$586/mo
Today · 4.125%
HK$22,677
baseline
▲ 0.50% · 4.625%
HK$23,872
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,354/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,935
−HK$672/mo
Today · 4.125%
HK$22,607
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,375/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,214/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,666
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,301
−HK$643/mo
Today · 4.125%
HK$24,944
baseline
▲ 0.50% · 4.625%
HK$26,259
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,888/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,207
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,929
−HK$733/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$26,163
+HK$1,501/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$702/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,646
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$794/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,343
+HK$1,626/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,719
−HK$761/mo
Today · 4.125%
HK$29,480
baseline
▲ 0.50% · 4.625%
HK$31,034
+HK$1,554/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,960/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,917
−HK$855/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,523
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,120
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,928
−HK$819/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,421
+HK$1,674/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,008
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,911
−HK$916/mo
Today · 4.125%
HK$30,827
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,654/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,272
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,137
−HK$878/mo
Today · 4.125%
HK$34,015
baseline
▲ 0.50% · 4.625%
HK$35,808
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,030/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,942
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$978/mo
Today · 4.125%
HK$32,883
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$2,000/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,766/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,423
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$937/mo
Today · 4.125%
HK$36,283
baseline
▲ 0.50% · 4.625%
HK$38,195
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,566/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,899
−HK$1,039/mo
Today · 4.125%
HK$34,938
baseline
▲ 0.50% · 4.625%
HK$37,064
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,876/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,574
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,555
−HK$995/mo
Today · 4.125%
HK$38,550
baseline
▲ 0.50% · 4.625%
HK$40,582
+HK$2,032/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,100/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,810
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$1,100/mo
Today · 4.125%
HK$36,993
baseline
▲ 0.50% · 4.625%
HK$39,244
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,986/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,054/mo
Today · 4.125%
HK$40,818
baseline
▲ 0.50% · 4.625%
HK$42,970
+HK$2,152/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,636/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).