▼ 0.50% · 3.625%
HK$22,073
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,760
−HK$697/mo
Today · 4.125%
HK$23,457
baseline
▲ 0.50% · 4.625%
HK$24,885
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,914/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,556
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,215
−HK$668/mo
Today · 4.125%
HK$25,883
baseline
▲ 0.50% · 4.625%
HK$27,247
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,766/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,280
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,036
−HK$767/mo
Today · 4.125%
HK$25,803
baseline
▲ 0.50% · 4.625%
HK$27,373
+HK$1,570/mo
Deposit HK$4.36M · loan HK$5.32M · min. income ≈ HK$51,606/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,012
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$735/mo
Today · 4.125%
HK$28,471
baseline
▲ 0.50% · 4.625%
HK$29,972
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.32M · min. income ≈ HK$56,942/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,488
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,312
−HK$837/mo
Today · 4.125%
HK$28,149
baseline
▲ 0.50% · 4.625%
HK$29,862
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,298/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,467
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,258
−HK$801/mo
Today · 4.125%
HK$31,059
baseline
▲ 0.50% · 4.625%
HK$32,697
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,118/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,695
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$907/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,350
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,923
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,779
−HK$869/mo
Today · 4.125%
HK$33,648
baseline
▲ 0.50% · 4.625%
HK$35,421
+HK$1,773/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,296/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,902
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,864
−HK$976/mo
Today · 4.125%
HK$32,840
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,680/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,379
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,301
−HK$935/mo
Today · 4.125%
HK$36,236
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,472/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,110
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,140
−HK$1,046/mo
Today · 4.125%
HK$35,186
baseline
▲ 0.50% · 4.625%
HK$37,327
+HK$2,141/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,372/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,834
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,822
−HK$1,002/mo
Today · 4.125%
HK$38,824
baseline
▲ 0.50% · 4.625%
HK$40,871
+HK$2,047/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,648/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,317
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,416
−HK$1,116/mo
Today · 4.125%
HK$37,532
baseline
▲ 0.50% · 4.625%
HK$39,815
+HK$2,283/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,064/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,290
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,344
−HK$1,069/mo
Today · 4.125%
HK$41,413
baseline
▲ 0.50% · 4.625%
HK$43,595
+HK$2,182/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,826/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,524
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,692
−HK$1,185/mo
Today · 4.125%
HK$39,877
baseline
▲ 0.50% · 4.625%
HK$42,304
+HK$2,427/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,754/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,745
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,865
−HK$1,136/mo
Today · 4.125%
HK$44,001
baseline
▲ 0.50% · 4.625%
HK$46,320
+HK$2,319/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,002/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,732
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,968
−HK$1,255/mo
Today · 4.125%
HK$42,223
baseline
▲ 0.50% · 4.625%
HK$44,792
+HK$2,569/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,446/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,201
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,386
−HK$1,203/mo
Today · 4.125%
HK$46,589
baseline
▲ 0.50% · 4.625%
HK$49,045
+HK$2,456/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,178/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).