▼ 0.50% · 3.625%
HK$19,732
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,345
−HK$624/mo
Today · 4.125%
HK$20,969
baseline
▲ 0.50% · 4.625%
HK$22,245
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,938/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,951
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,540
−HK$597/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,357
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,705
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,380
−HK$686/mo
Today · 4.125%
HK$23,066
baseline
▲ 0.50% · 4.625%
HK$24,469
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,132/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$657/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$26,792
+HK$1,341/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,678
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,414
−HK$749/mo
Today · 4.125%
HK$25,163
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,531/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,326/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,048
−HK$717/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,228
+HK$1,463/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$811/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,658/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,536
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$776/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,586/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,483
−HK$873/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,556
−HK$836/mo
Today · 4.125%
HK$32,392
baseline
▲ 0.50% · 4.625%
HK$34,099
+HK$1,707/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,784/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,518
−HK$935/mo
Today · 4.125%
HK$31,453
baseline
▲ 0.50% · 4.625%
HK$33,367
+HK$1,914/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,906/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,810
−HK$896/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,535
+HK$1,829/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,570
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,553
−HK$997/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,592
+HK$2,042/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,122
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,064
−HK$955/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$38,971
+HK$1,952/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,544
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,587
−HK$1,060/mo
Today · 4.125%
HK$35,647
baseline
▲ 0.50% · 4.625%
HK$37,816
+HK$2,169/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,294/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,317
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,318
−HK$1,015/mo
Today · 4.125%
HK$39,333
baseline
▲ 0.50% · 4.625%
HK$41,406
+HK$2,073/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,666/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,517
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,622
−HK$1,122/mo
Today · 4.125%
HK$37,744
baseline
▲ 0.50% · 4.625%
HK$40,041
+HK$2,297/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$75,488/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,512
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,572
−HK$1,075/mo
Today · 4.125%
HK$41,647
baseline
▲ 0.50% · 4.625%
HK$43,842
+HK$2,195/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$83,294/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).