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At today's rate and a 90% mortgage, the deposit on this unit is about HK$877K, with repayments around HK$38,258/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 78 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- D
- Saleable Area
- 339 Saleable ft²
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-19 | HK$8.50M | −1.2% 4.1y · 0.0%/yr |
| 2022-04-01 | HK$8.60M | +16.1% 5.6y · 3.0%/yr |
| 2016-10-04 | HK$7.41M | −0.0% 2.7y · 0.0%/yr |
| 2014-01-13 | HK$7.41M | — |