▼ 0.50% · 3.625%
HK$18,184
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,749
−HK$575/mo
Today · 4.125%
HK$19,324
baseline
▲ 0.50% · 4.625%
HK$20,500
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,648/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,229
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,772
−HK$550/mo
Today · 4.125%
HK$21,322
baseline
▲ 0.50% · 4.625%
HK$22,446
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,644/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,002
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$632/mo
Today · 4.125%
HK$21,256
baseline
▲ 0.50% · 4.625%
HK$22,550
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,512/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,252
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$605/mo
Today · 4.125%
HK$23,454
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,908/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,820
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$690/mo
Today · 4.125%
HK$23,189
baseline
▲ 0.50% · 4.625%
HK$24,600
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,378/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,275
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,926
−HK$660/mo
Today · 4.125%
HK$25,586
baseline
▲ 0.50% · 4.625%
HK$26,935
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,172/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,639
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$747/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,650
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,298
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,003
−HK$716/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,180
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$804/mo
Today · 4.125%
HK$27,053
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,647/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,106/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$771/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,573/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,275
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,124
−HK$862/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,750
+HK$1,764/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,344
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$826/mo
Today · 4.125%
HK$31,983
baseline
▲ 0.50% · 4.625%
HK$33,669
+HK$1,686/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,966/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,094
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$919/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,882/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$880/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$35,914
+HK$1,799/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,912
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$977/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,999/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,390
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$935/mo
Today · 4.125%
HK$36,247
baseline
▲ 0.50% · 4.625%
HK$38,158
+HK$1,911/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,494/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,731
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,749
−HK$1,034/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,900
+HK$2,117/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$991/mo
Today · 4.125%
HK$38,380
baseline
▲ 0.50% · 4.625%
HK$40,403
+HK$2,023/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$76,760/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).